Funeral Pre-Planning

It is often good to be prepared and not to leave a burden for those who follow you, and today many people are preparing for the inevitable by pre-planning and pre-paying for the funeral.

Despite its inevitability, death is part and parcel of life. It makes us fearful and uncomfortable about the unknown. Through the fear of our own death, we do not wish to confront it in others. The loss of one of our closest loved ones can be very real and very immediate and can often leave us in a state of disbelief and disarray.

Consequently, when death occurs many people are unprepared for the decisions and arrangements that must be made. At the time of death there could be nothing worse than making funeral arrangements for a loved one and doing what you think they would want, and it actually may not be what they wanted at all.

A Will leaves instructions on how someone’s assets and possessions are to be distributed at the time of their death; you know that persons wishes. Pre-arranging a funeral is very similar. Pre-arranging your funeral with Len Russell Funerals will leave instructions to your family and loved ones about your wishes for your funeral.

If you would like a copy of the Len Russell Funerals information booklet to start pre-planning a funeral, please feel free to contact our office.

Additionally, Len Russell Funerals can arrange funeral pre-payment through SUREPLAN FRIENDLY SOCIETY. Sureplan offer 2 ways for to fund a funeral, one for those people under 55 years of age (specialist funeral insurance) and another for those over 55 years of age (funeral bond). A brochure/application form is available from Len Russell Funerals outlining these two ways.

Funeral Bond & Insurance

Security for your money

  • Money is placed with a government regulated friendly society in a secure fund.

 Pension Concessions (Conditions Apply)

  • Annual bonuses are not subject to deeming provisions of the income test.
  • Capital invested and accumulated bonuses not subject to the assets test.

 Conditions for pension concessions:

  • Initial capital investment limit of $12,250
  • Investment in only one funeral bond.

 Tax Benefits

  • Bonuses credited to a funeral bond are not treated as income for tax purposes.

 Minimum/Maximum Amounts

  • Minimum investment to start fund $10.
  • No maximum limit of investment (see pension concession conditions above).
  • Cost effective – low monthly payments.
  • Guaranteed payout figure upon acceptance.
  • No more premium payments after age 60 years.

Conditions for application of a funeral insurance policy are:

  • Pre-existing medical information required.
  • Must be between 12 years and 55 years of age to apply.
  • Must continue regular payments to age 60 years to keep benefit.

Flowers

You may wish to have a service at a church followed by a cortege to the cemeter y or crematorium where the final commit tal is held.

Flowers

You may wish to have a service at a church followed by a cortege to the cemeter y or crematorium where the final commit tal is held.

Music

To help personalise a funeral service you may choose to add a fa vourite piece of music to be played. Perhaps a singer for the funeral service may help also.

Music

To help personalise a funeral service you may choose to add a fa vourite piece of music to be played. Perhaps a singer for the funeral service may help also.

MEMORIAL BOOK

This book contains
all the details of the
funeral and the names
of who attended.

MEMORIAL BOOK

This book contains all the details of the funeral and the names of who attended.

OTHER TRIBUTES

People find it symbolic to release a balloon or butterflies at the funeral service. For some it symbolises releasing them from their life on earth.

OTHER TRIBUTES

People find it symbolic to release a balloon or butterflies at the funeral service. For some it symbolises releasing them from their life on earth.

Funerals are personal, each person is different and therefore so can their funeral. Len Russell Funerals is a local Ipswich Family Owned
firm that is 100% Australian Owned, our Office, Chapel and Mortuary are situated at our premises in West Ipswich.